Paycoin issues debit cards that facilitate real-time cryptocurrency to fiat conversions. Similar projects like Pracht Pay and PiaCoin are also innovating in the Web3 DeFi space, offering features such as seamless crypto transactions, low or zero buy/sell taxes, and verification by platforms like Crypto.com and CMC. These projects aim to empower financial freedom through secure and convenient solutions, often with a focus on eco-friendliness and low total supply.