Paycoin issues debit cards for real-time crypto to fiat conversions. The project aims to revolutionize payments by making cryptocurrency transactions seamless and accessible. Users can pay merchants with any token, while merchants receive settlements in their preferred currency. Paycoin offers a virtual card and wallet, with potential for physical cards. The project has an active community channel on Telegram and a presale available through PinkSale. It is similar to other projects like Pracht Pay and PAYC Finance, focusing on crypto payments and rewards.